REEM CONSULTING
Senior-led consulting for complex financial services transformations
REEM Consulting supports banks, insurers and complex financial institutions in translating strategy into disciplined execution — with direct senior involvement from Markus Toma.
Trusted across integration, target operating model, regulatory and operational transformation mandates.
What we do
REEM Consulting is an independent management consultancy specialized in financial services. We support complex transformation initiatives where strategic intent needs to be translated into disciplined execution.
Strategy into execution
Turning strategic intent into clear structures, ownership and execution momentum.
Operating model transformation
Designing and implementing target operating models in complex environments.
Regulatory & operational change
Aligning regulatory requirements with efficient and scalable business operations.
Why clients choose REEM
REEM Consulting operates as a senior-led boutique focused on complex financial services environments. Clients work with us when clarity, ownership and execution discipline are critical.
Direct senior involvement
Every engagement is led by Markus Toma, ensuring accountability, speed of decision-making and continuity throughout delivery.
Trusted partner to senior stakeholders
We work closely with executive leadership, navigating complex stakeholder environments with discretion and clarity.
Execution over theory
We focus on translating strategy into concrete outcomes — with clear structures, defined ownership and measurable progress.
Boutique model with expert reach
A small core team is complemented by a trusted network of experienced specialists, deployed selectively to match each mandate.
Core expertise
Strategy execution & organizational change
Designing and implementing structures, target operating models and change programs that reduce complexity and drive execution.
Post-merger integration & target operating models
Designing and executing integration and operating model transitions across legal entities, platforms and functions.
Business architecture & strategic design
Translating strategic objectives into capabilities, structures and scalable operating models.
Operational excellence
Improving front-to-back processes, reducing structural inefficiencies and enabling scalable delivery.
Regulatory & compliance transformation
Building governance structures and control frameworks aligned with regulatory expectations.
Cost transformation & efficiency programs
Identifying and unlocking cost efficiencies while maintaining control, quality and scalability.
Selected credentials
Examples of transformation and regulatory work delivered across banking and insurance environments.
Major CH Bank – Asset Servicing Integration
Transfer of > CHF 330bn AuC including depositary bank function under strict regulatory and operational timelines.
Major CH Bank – Outsourcing & Third Party Risk Management
Regulatory uplift and governance redesign aligned with Swiss and EU requirements, including cloud and technology outsourcing.
Major DK Online Bank – Swiss Bank Operating Model
Definition of a target operating model aligning headquarters capabilities with the Swiss entity while retaining local control and scalability.
Major CH Bank – IB Brexit Migration
Migration of a multi-billion loan business from the UK to Germany, including legal entity, regulatory and operating model implications.
Major CH Insurance – FATCA Framework
Implementation of group-wide compliance and control structures with clear governance and reporting logic.
Major DE Insurance – Solvency II / ORSA
Design and implementation of governance and risk frameworks, including supervisory alignment and executive steering logic.
Selected project examples. Additional details available upon request.
Meet Markus Toma
Markus Toma is the founder and managing partner of REEM Consulting, with more than 15 years of experience in financial services consulting.
He has led complex integration, operating model and regulatory transformation initiatives across major Swiss and international financial institutions — combining strategic clarity with hands-on execution across business, operations and governance.
Clients work with Markus when they need a senior partner who can structure ambiguity quickly, engage decision-makers effectively and stay close to delivery until outcomes are achieved.
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- 15+ years in financial services consulting
- Former PwC and Accenture
- Trusted senio lead in complex transformation environments
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A senior-led boutique with scalable expertise
REEM operates with a lean senior core and scales selectively through a trusted network of experienced financial-services specialists across Switzerland and Europe.
This model ensures direct involvement, clear accountability and fit-for-purpose delivery teams — without the overhead, dilution or complexity of large consulting pyramids.
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- Direct senior ownership
- Lean embedded delivery teams
- Access to a trusted specialist bench when required
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Let’s discuss your transformation agenda
If you are leading a complex transformation, operating model redesign or regulatory change initiative, REEM Consulting can support with senior-led structure, execution discipline and pragmatic delivery.
Markus Toma
Managing Partner
markus.toma [@] reem-services.com
+41 79 150 7558
Bäch SZ, Switzerland
